Should you be in the position of having a lump sum that you can 'earmark. specifically to meet the cost of future school fees, there are a range of plans open to you. Early investment of capital can at best avoid the need to use income for providing for school fees in later years, or at worst go a significant way towards reducing reliance on income.
With all investment options, the monies are only 'earmarked' for school fees and it is at the investor's discretion how funds are used.
In all instances, we embrace fully the need for tax efficiency and flexibility of approach when tailoring individual arrangements. Portfolios and recommendations are specifically constructed to take into account clients' attitude to investment risk.
Your bespoke school fees plan will take into consideration the following points:
The value of your investment and the income from it can fall as well as rise and is not guaranteed. You may not get back the full amount invested.